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Tools and Equipment Insurance for Veteran Contractors
Reliable Insurance Coverage for All Your Bear
Your equipment keeps every project on schedule. UCI helps contractors protect their tools, machinery, and mobile gear. The result is less downtime, faster recovery, and the confidence to keep building without interruption.
Tools and Equipment Insurance: What It Covers and Why It Matters
Also called inland marine coverage, this policy protects the tools and equipment your crews rely on wherever the job takes them. It fills the gap left by general liability or property policies that often exclude mobile gear.
Coverage may include:
Contractor tools and small equipment such as saws and compressors
Heavy machinery including loaders, trenchers, and excavators
Rented or leased tools and jobsite equipment
Materials and tools stored in trucks, trailers, or containers
Coverage for theft, vandalism, and accidental damage
Optional extensions for employee tools and replacement cost
UCI makes sure your essential gear stays covered on the road, on the site, and everywhere in between.
Tools and Equipment Insurance for Contractors on the Move
This coverage is a strong fit for:
General contractors and trades using mobile or high-value gear
Self-performing contractors who own and operate their machinery
Firms leasing or renting specialized equipment
Companies storing tools on job sites, trailers, or trucks
Crews using a mix of owned and employee-owned tools
Our advisors can review your current coverage and help structure a plan that protects all your equipment without overlap.
Insurance Designed for the Tools That Power Your Work
UCI’s consultative approach helps contractors protect what keeps their projects moving. We build equipment coverage that’s simple to manage and responsive when you need it most.
Why leading contractors choose UCI
- Coverage that follows your tools from site to site
- Flexible equipment lists and easy policy updates
- Protection for rented, leased, and employee-owned tools
- Fast, knowledgeable claims support
- One dedicated advisor for all your equipment coverage needs
With UCI, your tools stay protected so your projects never stop.
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Don't See Your Specialty?
Not every contractor fits into a single box. If your business falls outside the usual categories, we’ll work with you to develop the right protection for your scope, structure, and specialty.
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
Keep Your Tools Protected and Your Projects Moving
Your tools are your productivity. UCI helps you secure insurance that covers your equipment wherever you work so you can stay focused on building.