Coverage for construction managers on GMP and design-build contracts.
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Commercial Contractor Insurance for Well-Established Contractors
Ready to Take Your Contracting Business to the Next Level?
You’ve worked hard to grow beyond the mom and pop stage. Whether you built your business from the ground up or took it to new heights after taking over, you deserve coverage that reflects where you are today.
UCI gives established contractors a private client experience with personalized guidance, strategic advice, and custom-tailored coverage designed to protect what you have built and support your continued growth.
With a dedicated advisor by your side, you gain the confidence to make smart insurance decisions that safeguard your projects, your people, and your future.
Beyond Insurance – Strategic Risk Management Partnership
We don’t just provide coverage. We partner with leading contractors to minimize total cost of risk, optimize operations, and build long-term competitive advantages through expert risk management.
Minimize Your Total Cost of Risk
We go beyond off-the-shelf coverage by working with you as a strategic advisor. Our goal is to put you in control, helping you understand your risks, compare options, and make informed decisions that protect what you have built.
- Guidance from experienced advisors you can trust
- Guidance from experienced advisors you can trust
- Clear explanations of costs and policy differences
- Support that empowers you to choose with confidence
Navigate Complex Projects with Confidence
Construction industry specialization means we understand the nuances of large-scale projects, sophisticated coverage structures, and the unique challenges facing enterprise contractors.
- Multi-state project expertise
- Complex coverage structures (OCIP, CCIP, wrap-ups)
- Industry-specific risk engineering knowledge
- Guidance to understand project risks and coverage options
- Risk management consultation
Get the Guidance You Need, When You Need It
We don’t send your questions to a call center or leave you guessing about your coverage. We pair you with experienced advisors who serve as your insurance consultants, bringing years of construction insurance expertise to every conversation.
- Dedicated advisors with deep construction knowledge
- Personalized support from professionals with 5–10+ years of experience
- Established team committed to your long-term success
- Clear guidance that empowers you to choose the right coverage
Your Trusted Contractor Insurance Partner
We’re more than an insurance provider. We act as a trusted advisor who understands the unique challenges of well-established contractors and supports your growth with strategic guidance.
Our team takes the time to learn your business, anticipate risks, and walk alongside you as a partner in every decision.
- Expert advisors who know insurance & construction
- A consultative approach that empowers you to make informed choices
- Long-term support focused on protecting your success and future growth
Comprehensive Coverage for
Complex Construction Operations
From standard protection to sophisticated risk structures, our coverage solutions are designed for the unique challenges facing well-established contractors.
General Liability Insurance
Top-tier protection for contractors managing high-value projects
Tools & Equipment Insurance
Protection for valuable construction equipment, tools, and machinery
Owner-Controlled Insurance Programs (OCIP)
Owner-managed coverage with centralized claims and cost control.
Contractor-Controlled Insurance Programs (CCIP)
Coverage managed by general contractors across teams
Specialized Solutions by Construction Sector
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Comprehensive coverage for large-scale commercial and infrastructure projects
Roofers
Specialized protection for commercial roofing operations and high-risk exposures
Builders
Comprehensive protection for residential and commercial development projects
Solar
Specialized solutions for renewable energy installation and maintenance
Concrete
Comprehensive coverage for concrete placement, finishing, and structural work
Carpenters
Protection for custom carpentry and commercial construction specialists
Restoration
Coverage for water damage, fire restoration, and environmental remediation
Excavation & Demolition
High-risk coverage for earthwork, site preparation, and demolition projects
HVAC
Coverage for mechanical systems installation and service operations
Plumbers
Coverage for plumbing contractors across commercial, residential, and system installations.
Electricians
Coverage for electrical contractors handling wiring, power systems, and high-risk projects.
Other Trades
Specialized coverage for skilled trades and specialty construction services
Don't See Your Specialty?
No problem! We provide insurance solutions for contractors across the entire construction industry. Our team will craft coverage that addresses your precise industry requirements.
Why Leading Contractors Choose UCI
While others focus on price and basic coverage, we provide strategic risk management solutions for contractors who’ve built their success on excellence.
Beyond Basic Solutions
- Tailored to well-established contractors
- Consultative approach to insurance selection
- Underwriting designed for all projects
- Expert service for complex projects
Strategic Partnerships
- Strategic advisory relationship and consultation
- Long-term partnership with ongoing support
- Dedicated teams supporting business growth
- Private client relationship
Trusted by America's Most Successful Contractors
Leading contractors choose UCI for our proven track record of delivering measurable results and strategic partnership excellence.
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/5
Highly Rated by our Clients
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
Contractors Who Want a Private Client Experience Choose UCI
We’re more than an insurance provider. We act as a trusted advisor who understands the unique challenges of established contractors.
Our team takes the time to learn your business, anticipate risks, and walk alongside you as a partner in every insurance decision.
When you’re ready for a policy tailored to your unique needs, we’re ready to serve you.