A single incident can put projects, contracts, and margins at risk. UCI provides general liability coverage designed for established contractors handling larger jobs.
Our expert advisors explain options clearly and help you secure protection that fits your business and the projects you take on.
Our general liability policies are built around construction risks and address the exposures contractors face most often:
Our general liability coverage is trusted by contractor veterans who’ve outgrown off-the-shelf policies, including:
Homebuilders
Coverage for residential builders managing multiple homes per year
Roofing Contractors
Protection for commercial and residential roofing projects
General Contracting
Insurance designed for commercial and infrastructure builds with complex project demands
Condo and Townhome Builders
Specialized coverage for multi-family residential construction
Commercial Builders
Policies tailored for firms handling large-scale office, retail, and mixed-use developments
Union and Public Works Contractors
Contractors working with unions or public works requirements
Multi-Trade Projects
Project managers coordinating subcontractors and vendor teams
Multi-State Contractors
Coverage designed for businesses working across states and varying labor regulations
We’ll build the best policy to protect your project and your business.
You deserve more than an off-the-shelf policy. UCI gives you a dedicated advisor who helps you understand risks, compare costs, and choose coverage that supports your growth.
With UCI, you get insurance shaped around your business and steady support as you continue to grow.
Verticals
Each vertical has its own loss profile, carrier appetite, and contract language. We staff the practice accordingly, for a wide range of contractor types across all 47 states, including:
01
GCs hold the master policy and carry the risk for work their subcontractors perform, not just their own crews. Coverage has to account for subs, completed work, and owner contract terms.
02
Solar and wind projects bring high equipment values and electrical work that many carriers are still cautious about. As a newer class, it needs coverage that keeps pace.
03
HVAC, plumbing, and electrical trades face fire from hot work and water damage from failed connections. Each one needs coverage matched to how the trade actually operates.
04
Roofing is one of the toughest classes to insure. Height, torch-down heat, and weather drive up claims, and many carriers cap limits low or decline the work.
05
Concrete, formwork, and structural steel carry heavy-equipment risk during the job and long-tail liability after. A frame that fails years later can still trace back to the contractor.
06
Water, fire, and mold work runs into pollution and mold claims that standard policies routinely exclude. This vertical needs environmental coverage written for the specific hazards involved.
07
Glazing, drywall, painting, flooring, and other niche trades each carry their own loss profile and carrier appetite. Coverage gets matched to the trade instead of forced into a generic policy.
No problem! We provide insurance solutions for contractors across the entire construction industry. Our team will craft coverage that addresses your precise industry requirements.
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
UCI is your strategic partner in protecting every project and every dollar. Let’s build a coverage strategy that works as hard as you do.