Specialty Brokerage · Commercial Construction

Comprehensive Insurance Solutions for Professional Builders

UCI partners with experienced builders to provide customized insurance solutions backed by personal guidance from advisors who understand construction inside and out. With our team on your side, you gain clarity, confidence, and coverage that evolve with your operation.

WRITTEN PREMIUMS

$ 0 M+

LICENSED STATES

GOOGLE REVIEWS

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TRUSTED CHOICE

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CPCU · CRIS

Credentialed Advisors

Who We Serve

Support for Builders Managing Complex Projects

When your builds span multiple phases, partners, and locations, generic coverage isn’t enough.
UCI partners with experienced builders across residential and commercial construction to simplify insurance with clear explanations and responsive service.

Commercial builders with established operations

Residential homebuilders managing single-family and multi-unit developments

General and specialty builders managing multiple subcontractors

Developers handling large or multi-phase construction projects

Companies bidding on commercial, infrastructure, or institutional builds

Our Approach

Assess. Prevent. Protect.

Our approach goes beyond policies. We help you understand and control your risk at every step.

Assess: Understand Your Risks

We help you find the best coverage at the best rates.

Prevent: Make Confident Coverage Choices

We help you compare options and choose programs that protect your bottom line.

Protect: Coverage That Matches Your Work

From foundation to finish, your coverage should scale with your workload.

Coverage Options

Coverage That Matches Your Project Demands

Your projects depend on precision and timing. Your insurance should, too.
UCI provides complete coverage for established contractors across all 50 states.

Commercial General Liability

Per-project aggregates, completed operations, wrap carve-outs, and additional insured language that holds up when contracts are tested.

OCIP & CCIP Programs

Evaluation, placement, and administration of owner-controlled and contractor-controlled insurance programs on GMP and design-build projects.

Subcontractor Default Insurance

SDI structuring compared with surety bonds. When SubGuard delivers more value than performance bonds and when it does not.

Excess & Umbrella Towers

$10M to $100M+ towers structured across admitted and E&S markets, with quota-share and layered placement expertise.

Builder's Risk

All-risk builder’s risk on ground-up, design-build, and renovation projects, including challenging perils like water damage and soft costs.

Surety Bonding

Bid, performance, and payment bonds with aggregate programs that scale across projects. Treasury-listed and private markets.

The Team

Why Leading General Contractors Choose UCI

Our team is built from construction insurance experts who understand the challenges of large-scale operations. We work with contractors like you to advise you on coverage and pick the best policy for your needs.

Ryan Munoz

CRIS · MBA · Licensed P&C Agent

Senior advisor on large, complex contractor accounts with detailed insurance requirements built into their contracts. Manages a book exceeding $6M in premium.

Joe Grebenstein

CRIS · B.L.A.S., Arizona State

Commercial insurance specialist focused on construction and contractor risk. Works extensively with large, complex contractor accounts across multi-state operations.

Joe Hennessey

Licensed P&C Broker · Construction Specialist

Years of experience working with hard-to-place construction trades and niche contractor operations on high-stakes commercial projects.

Shawn Jason

Property and Casualty Licensed · CRIS Certified

Extensive experience supporting contractors with customized insurance programs, risk strategies, and coverage solutions for complex construction operations.

Client Voice

What Other Contractors Say About UCI

“Miami Roofing Solutions has had an excellent experience working with Affordable Contractors Inc. for our General Liability coverage. Their team provides outstanding service, quick response times, and competitive pricing tailored to contractors in the construction industry. They are professional, knowledgeable, reliable, and make the insurance process smooth and efficient. We highly recommend Affordable Contractors Inc. to any contractor or business looking for a dependable insurance agent who understands the industry and delivers great value.”

“Dennis V was absolutely the greatest. He listened to our needs and got us the coverage we needed in a timely fashion. He was super knowledgeable, professional, and extremely nice as well as accommodating. I would highly recommend him to anyone in need of commercial business insurance.”

“Quick response and follow up call to discuss my needs. The estimate came fast and included options to limit my exposure beyond a standard policy. I shopped around but came back to ACI because of their knowledge, guidance and my general ease of understanding what I was getting. Joelle was great to work with. My new liability policy will grow with my business and keep me protected!”

“This was my first time searching for this type of insurance, and Joe made the process simple and informative. He understood what I needed, clearly explained the different coverage options, and gave me the information I needed to make a confident decision. He was patient with my limited internet experience and walked me through each step until everything was complete. After 30 years in construction, this was by far one of the most helpful and easy-to-understand insurance conversations I've had. I will definitely recommend Affordable Contractors Insurance to other contractors.”

“They made it easy to get the specialty coverages I needed. So many others struggled to get me what was required and they knew what was needed and how to handle it. Amazing group and they got me up and running fast for way less than I was quoted elsewhere.”

*UCI is a division of Affordable Contractors Insurance (ACI)

Start the Conversation

Build With Confidence and Protect Every Project You Lead

Every build represents months of planning and years of reputation. You deserve a partner who understands both.

UCI helps you safeguard your projects, people, and progress with customized coverage and advisor-led support at every stage.