Specialty Brokerage · Commercial Construction

Insurance Solutions for Excavation & Demolition Contractors

Excavation and demolition projects demand precision, control, and accountability. UCI partners with established contractors to deliver dependable insurance programs backed by personal support so you can focus on your operations.

WRITTEN PREMIUMS

$ 0 M+

LICENSED STATES

GOOGLE REVIEWS

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TRUSTED CHOICE

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CPCU · CRIS

Credentialed Advisors

Who We Serve

Insurance Support for Contractors Managing Complex, High-Risk Projects

Excavation and demolition work requires precision, coordination, and trust. UCI provides insurance solutions for contractors working across commercial, residential, and infrastructure projects, including those managing trenching and utility installations. We insure:

Excavation contractors handling large-scale earthwork and grading

Demolition firms managing full or partial structure removal

Site preparation specialists for commercial and infrastructure projects

Companies operating heavy machinery, fleets, and mobile teams

Utility contractors performing trenching for water, sewer, or fiber installations

Residential trade contractors handling remodels and new home construction

Our Approach

Assess. Prevent. Protect.

Our process is built around clarity and consistency so you always know your coverage, costs, and next steps.

Assess: Understand Your Risks

We review your coverage and provide expert advice based on your needs.

Prevent: Make Confident Coverage Choices

Our advisors guide you through options and help you choose coverage that fits your projects, equipment, and workforce.

Protect: Coverage That Matches Your Work

We help ensure that your insurance stays aligned with your business as it grows.

Coverage Options

Coverage That Matches Your Project Demands

Your projects depend on precision and timing. Your insurance should, too.
UCI provides complete coverage for established contractors across all 50 states.

Commercial General Liability

Per-project aggregates, completed operations, wrap carve-outs, and additional insured language that holds up when contracts are tested.

OCIP & CCIP Programs

Evaluation, placement, and administration of owner-controlled and contractor-controlled insurance programs on GMP and design-build projects.

Subcontractor Default Insurance

SDI structuring compared with surety bonds. When SubGuard delivers more value than performance bonds and when it does not.

Excess & Umbrella Towers

$10M to $100M+ towers structured across admitted and E&S markets, with quota-share and layered placement expertise.

Builder's Risk

All-risk builder’s risk on ground-up, design-build, and renovation projects, including challenging perils like water damage and soft costs.

Surety Bonding

Bid, performance, and payment bonds with aggregate programs that scale across projects. Treasury-listed and private markets.

The Team

Why Leading General Contractors Choose UCI

Our team is built from construction insurance experts who understand the challenges of large-scale operations. We work with contractors like you to advise you on coverage and pick the best policy for your needs.

Ryan Munoz

CRIS · MBA · Licensed P&C Agent

Senior advisor on large, complex contractor accounts with detailed insurance requirements built into their contracts. Manages a book exceeding $6M in premium.

Joe Grebenstein

CRIS · B.L.A.S., Arizona State

Commercial insurance specialist focused on construction and contractor risk. Works extensively with large, complex contractor accounts across multi-state operations.

Joe Hennessey

Licensed P&C Broker · Construction Specialist

Years of experience working with hard-to-place construction trades and niche contractor operations on high-stakes commercial projects.

Shawn Jason

Property and Casualty Licensed · CRIS Certified

Extensive experience supporting contractors with customized insurance programs, risk strategies, and coverage solutions for complex construction operations.

Client Voice

What Other Contractors Say About UCI

“Miami Roofing Solutions has had an excellent experience working with Affordable Contractors Inc. for our General Liability coverage. Their team provides outstanding service, quick response times, and competitive pricing tailored to contractors in the construction industry. They are professional, knowledgeable, reliable, and make the insurance process smooth and efficient. We highly recommend Affordable Contractors Inc. to any contractor or business looking for a dependable insurance agent who understands the industry and delivers great value.”

“Dennis V was absolutely the greatest. He listened to our needs and got us the coverage we needed in a timely fashion. He was super knowledgeable, professional, and extremely nice as well as accommodating. I would highly recommend him to anyone in need of commercial business insurance.”

“Quick response and follow up call to discuss my needs. The estimate came fast and included options to limit my exposure beyond a standard policy. I shopped around but came back to ACI because of their knowledge, guidance and my general ease of understanding what I was getting. Joelle was great to work with. My new liability policy will grow with my business and keep me protected!”

“This was my first time searching for this type of insurance, and Joe made the process simple and informative. He understood what I needed, clearly explained the different coverage options, and gave me the information I needed to make a confident decision. He was patient with my limited internet experience and walked me through each step until everything was complete. After 30 years in construction, this was by far one of the most helpful and easy-to-understand insurance conversations I've had. I will definitely recommend Affordable Contractors Insurance to other contractors.”

“They made it easy to get the specialty coverages I needed. So many others struggled to get me what was required and they knew what was needed and how to handle it. Amazing group and they got me up and running fast for way less than I was quoted elsewhere.”

*UCI is a division of Affordable Contractors Insurance (ACI)

Start the Conversation

Keep Every Project on Solid Ground

Excavation and demolition work requires confidence, coordination, and constant readiness. UCI helps you protect it all with dependable insurance, simplified support, and an advisor who knows your trade.

When you’re ready for coverage that keeps your business strong and moving forward, we’re here to help.