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Why Choose ACI for Your Contractor’s Insurance?
While others focus on price and basic coverage, we provide strategic risk management solutions for contractors who’ve built their success on excellence.
Wrap-Up Insurance Programs
- Industry-specific solutions and endorsements
- Underwriters who understand construction exposures
- Claims specialists with construction project experience
- Risk engineers familiar with job site challenges
Enterprise vs. Basic Solutions
- Exclusively serve contractors with $10M+ annual revenue
- Peer group of similarly sized, professional operations
- Underwriting designed for large-scale construction projects
- Service levels that match your business complexity
Strategic Partnership vs. Vendor Relationship
- Strategic advisory relationship and consultation
- Long-term partnership with continuous optimization
- Proactive risk management and loss prevention
- Dedicated teams supporting business growth
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Policy Types We Offer
Wrap-Up Insurance Programs
Streamline complex multi-contractor projects with comprehensive wrap-up solutions. Perfect for large-scale developments, infrastructure projects, and operations requiring unified coverage across multiple parties.
Contractor-Controlled Insurance Programs (CCIP)
Risk management solutions allowing general contractors to provide unified coverage for all subcontractors on large projects.
General Liability for Large Contractors
Enterprise-level protection designed for contractors handling high-value projects and complex liability exposures.
Commercial Auto Insurance
Fleet coverage for construction vehicles, equipment transporters, and mobile operations across multiple locations.
Workers' Compensation
Comprehensive employee protection with experience modification optimization and safety program integration.
Builder's Risk Insurance
Comprehensive project coverage for construction in progress, materials, and equipment during the building phase.
Umbrella Policies
Additional liability protection above primary coverage limits for catastrophic loss scenarios and large project requirements.
Property & Casualty
Comprehensive protection for business property, equipment yards, offices, and business interruption exposures.
Construction Manager at Risk
Specialized coverage for construction management operations with guaranteed maximum price contracts and design-build risks.
Tools & Equipment Insurance
Protection for valuable construction equipment, tools, and machinery, whether on-site, in transit, or in storage.
Owner-Controlled Insurance Programs (OCIP)
Streamlined insurance management for project owners with centralized coverage, claims administration, and cost control across all contractors
Don't See Your Specialty or Required Policy?
No problem! We provide insurance solutions for contractors across the entire construction industry. Our team will craft coverage that addresses your precise industry requirements and operational exposures.
Let’s Move Your Business Forward
At UCI, we combine deep construction expertise with proactive service to reduce your risk exposure and protect project profitability. Whether you’re bidding on your next public contract or scaling into new markets, we’ll make sure your coverage evolves with you.
Speak with our insurance specialist today to start building a risk strategy that fits your operations.