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Property and Casualty Insurance for Contractors
Complete Insurance Protection for Your Assets and Operations
From damaged equipment to liability claims, a single gap in coverage can slow your business down. UCI provides property and casualty insurance that protects your buildings, tools, and operations through one coordinated plan.
Property and Casualty Insurance: What It Covers and Why It Matters
Property and casualty insurance protects your business from two key exposures: physical damage to your property and liability for harm to others. UCI builds coverage programs that align with the unique needs of construction firms, ensuring every part of your operation is properly insured.
Coverage may include:
Commercial buildings, warehouses, and offices
Contractor-owned tools, equipment, and materials
Business personal property such as computers and supplies
Premises liability for injuries or property damage involving third parties
Business interruption and extra expense coverage
Inland marine coverage for mobile tools and job site equipment
With UCI, your protection extends from your main office to every active site you manage.
Property and Casualty Insurance for Contractors with Valuable Assets
UCI’s property and casualty coverage supports contractors and construction firms that manage physical property and liability exposure, including:
Contractors with owned or leased commercial spaces
Companies storing materials, tools, or vehicles on site
Homebuilders and roofers managing equipment across projects
Firms needing bundled property, liability, and inland marine protection
Multi-location operators seeking consistent coverage
If you’re unsure which parts of your business need protection, our advisors can review your setup and recommend the right coverage mix.
Insurance Coverage That Reflects How Contractors Operate
UCI provides a consultative, construction-focused approach to property and casualty insurance. We coordinate your protection across every location, ensuring your buildings, tools, and people stay covered.
Why leading contractors choose UCI
- Bundled property, liability, and inland marine coverage
- Construction-specific valuation for tools, trailers, and facilities
- Experience supporting multi-location and multi-state operations
- Streamlined claims support from advisors familiar with construction workflows
- One partner to manage your full insurance program
Protect your buildings, your tools, and your liability—all in one streamlined policy.
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Don't See Your Specialty?
No problem. We regularly build custom programs for niche contractors and hybrid construction firms. If you build it, we can cover it.
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
One Policy. Complete Confidence.
From property damage to liability claims, UCI helps you protect every part of your business with clarity and confidence.
Let our advisors design a property and casualty insurance program that fits your operations and supports your growth.