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Commercial Auto Insurance for Seasoned Contractors
Clear Guidance and Dependable Insurance Coverage for Every Vehicle
Your vehicles are vital to keeping projects on schedule. UCI provides commercial auto insurance built for contractors who rely on their fleet every day. Our advisors help you secure the right protection for your trucks, trailers, and crews so your business stays on the move.
Commercial Auto Insurance: What It Covers and Why It Matters
A personal auto policy doesn’t cover vehicles used for business operations. If your trucks, vans, or trailers are transporting materials, tools, or crews to job sites, you need commercial auto insurance that protects your business on and off the road.
What Commercial Auto Covers:
Vehicle damage and repairs from covered accidents
Injuries to other drivers or passengers caused by your vehicle
Medical payments for your employees or team members
Liability coverage for claims tied to business operations
Uninsured or underinsured motorist protection
Hired and non-owned auto coverage for rentals or employee vehicles
Commercial Auto Insurance Designed for Contractors on the Move
UCI’s commercial auto insurance is built for construction professionals who depend on their vehicles every day, including:
Contractors with company-owned vehicles transporting crews or materials
Homebuilders and roofers working across multiple job sites
Firms operating pickups, vans, or trailers in multiple states
Growing teams shifting from personal to commercial policies
Subcontractors using employee or rented vehicles for projects
Not sure if your current policy fits your operations? Our team will review your coverage and guide you toward the right protection for your business vehicles.
Insurance Solutions That Move With Your Business
UCI provides a consultative experience that helps you make confident decisions about your coverage. Our advisors take the time to understand how your business operates and structure your commercial auto insurance accordingly.
Why Leading Contractors Choose UCI
- Fleet policy structuring for efficient, unified coverage
- Hired and non-owned vehicle protection options
- Responsive claims support from advisors who understand construction timelines
- Simplified policy management with one dedicated insurance partner
From pickups to flatbeds, UCI provides dependable coverage that keeps your business protected on every route.
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Don't See Your Specialty?
We work with contractors across all construction sectors. Our experts will design coverage solutions for your specific industry and operational risks.
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
Get the Right Insurance for Every Vehicle
Whether you operate a single work truck or manage a full fleet, UCI helps ensure your commercial auto insurance aligns with how you build and operate.