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Builder’s Risk Insurance for Established Contractors
Reliable Insurance Coverage That Protects Every Phase of Construction
From groundbreaking to final inspection, your projects depend on time, materials, and people. UCI provides builder’s risk insurance designed to protect what you invest during construction. Our advisors help you choose coverage that supports your timelines and keeps every job moving forward with confidence.
Builder’s Risk Insurance: What It Covers and Why It Matters
Builder’s risk insurance, also known as course of construction coverage, protects your job site, structure, and materials during active construction.
Coverage may include:
Damage to structures under construction
Theft or vandalism of materials and equipment on site
Coverage for materials in storage or in transit
Temporary structures such as scaffolding and fencing
Soft costs like permits, financing, or added labor due to delays
Optional extensions for debris removal and equipment testing
Protect every phase of your build before completion.
Builder’s Risk Insurance Built for Your Business
UCI’s builder’s risk insurance is ideal for:
General contractors and homebuilders managing large or custom projects
Developers and construction managers overseeing multi-phase builds
Roofers, concrete contractors, and trades working on structural improvements
Firms coordinating materials, storage, and multiple job sites
Businesses needing coverage that satisfies owner or lender requirements
If you’re planning a new build, addition, or major renovation, our advisors can help structure coverage that aligns with your schedule and budget.
Insurance Solutions That Protect Your Projects From Start to Finish
UCI delivers a consultative experience, helping you understand your policy options and ensuring your projects are supported from the first day of construction until completion.
Why leading contractors choose UCI
- Coverage structured for complex and high-value builds
- Guidance on meeting lender and owner insurance requirements
- Flexible terms and policy extensions to fit each project stage
- Responsive claims support and consistent communication
- One partner dedicated to protecting your construction investments
With builder’s risk insurance through UCI, you gain dependable protection and expert guidance that keeps your projects moving forward.
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Don't See Your Specialty?
No problem! We partner with contractors in every construction sector. Our specialists will help you build a policy that fits your unique needs.
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
Protect Every Phase of Your Build With the Right Insurance
From materials in storage to finished structures, UCI helps you secure builder’s risk insurance that fits your projects and your timeline.