Specialty Brokerage · Commercial Construction
From St. Louis to Kansas City and across the state, UCI supports established contractors with personalized insurance programs built around the way you operate. Our advisors help you simplify coverage, manage your policies efficiently, and keep your projects moving without interruption.
CPCU · CRIS
Credentialed Advisors
WHO WE WORK WITH
UCI works with builders and contractors across Missouri to create insurance programs that fit their business structure and goals. Whether your work centers on large commercial builds or multi-site operations, we provide coverage that grows with you.
We commonly work with:
01
General contractors and builders managing multi-phase or multi-site projects.
02
Roofing, concrete, and specialty trade contractors
03
Firms expanding into new regions or public-sector projects
04
Established companies seeking a dedicated insurance advisor
Coverage Depth
Construction projects throughout Missouri face varied challenges. Our advisors take a consultative approach, helping you understand your options and choose policies that protect your business at every stage.
We take the time to understand your contractual requirements, coverage needs, and risk exposure—then help structure the right limits and protection strategy before gaps become a problem.
We evaluate the specific demands of your work, contracts, and risk profile to help structure coverage that aligns with your operations—providing the right protection without relying on a one-size-fits-all approach.
We help simplify complex insurance needs across locations by coordinating coverage, requirements, and compliance considerations—giving you a consistent strategy designed to support your operations wherever work takes you.
When a claim arises, timely guidance matters. Our team helps navigate the process, coordinate next steps, and provide the support needed to help resolve issues efficiently and keep your priorities moving forward.
At UCI, you’re not just buying a policy. You’re gaining a trusted advisor dedicated to helping your business thrive.
Coverage Options
Your projects depend on precision and timing. Your insurance should, too.
UCI provides complete coverage for established contractors across all 50 states.
01
Per-project aggregates, completed operations, wrap carve-outs, and additional insured language that holds up when contracts are tested.
CG
02
Evaluation, placement, and administration of owner-controlled and contractor-controlled insurance programs on GMP and design-build projects.
OC
03
SDI structuring compared with surety bonds. When SubGuard delivers more value than performance bonds and when it does not.
SD
04
$10M to $100M+ towers structured across admitted and E&S markets, with quota-share and layered placement expertise.
ET
05
All-risk builder’s risk on ground-up, design-build, and renovation projects, including challenging perils like water damage and soft costs.
BR
06
Bid, performance, and payment bonds with aggregate programs that scale across projects. Treasury-listed and private markets.
SB
The Team
When you call UCI, you reach a senior advisor by name, not a routing queue. These are the people who will handle your engagement.
CRIS · MBA · Licensed P&C Agent
Senior advisor on large, complex contractor accounts with detailed insurance requirements built into their contracts. Manages a book exceeding $6M in premium.
CRIS · B.L.A.S., Arizona State
Commercial insurance specialist focused on construction and contractor risk. Works extensively with large, complex contractor accounts across multi-state operations.
Licensed P&C Broker · Construction Specialist
Property and Casualty Licensed · CRIS Certified
Verticals
Each vertical has its own loss profile, carrier appetite, and contract language. We staff the practice accordingly, for wide range of contractor types across all 50 states, including:
No problem! We provide insurance solutions for contractors across the entire construction industry. Our team will craft coverage that addresses your precise industry requirements and operational exposures.
Coverage Area
UCI supports contractors working throughout the state, including:
St. Louis, Kansas City, Springfield, Columbia, Independence, Lee’s Summit, O’Fallon, and St. Joseph.
Whether you operate in major cities or smaller markets, our advisors can help you secure reliable insurance coverage tailored to your business.