Specialty Brokerage · Commercial Construction
Indiana contractors handle major builds across cities, suburbs, and regional developments that demand dependable insurance and informed guidance. Our advisors help protect your business, employees, and assets with insurance programs tailored to your firm’s scale and goals.
CPCU · CRIS
Credentialed Advisors
WHO WE WORK WITH
We partner with construction firms that value clarity, responsiveness, and long-term support.
We commonly work with:
01
General contractors and builders managing multi-phase or multi-site projects.
02
Roofing, concrete, and specialty trade contractors
03
Firms expanding into new regions or public-sector projects
04
Established companies seeking a dedicated insurance advisor
Coverage Depth
From metropolitan builds to regional expansions, Indiana contractors face complex project logistics and performance requirements. Our advisors help structure coverage that supports every phase of construction.
We take the time to understand your contractual requirements, coverage needs, and risk exposure—then help structure the right limits and protection strategy before gaps become a problem.
We evaluate the specific demands of your work, contracts, and risk profile to help structure coverage that aligns with your operations—providing the right protection without relying on a one-size-fits-all approach.
We help simplify complex insurance needs across locations by coordinating coverage, requirements, and compliance considerations—giving you a consistent strategy designed to support your operations wherever work takes you.
When a claim arises, timely guidance matters. Our team helps navigate the process, coordinate next steps, and provide the support needed to help resolve issues efficiently and keep your priorities moving forward.
At UCI, you’re not just buying a policy. You’re gaining a trusted advisor dedicated to helping your business thrive.
Coverage Options
Your projects depend on precision and timing. Your insurance should, too.
UCI provides complete coverage for established contractors across all 50 states.
01
Per-project aggregates, completed operations, wrap carve-outs, and additional insured language that holds up when contracts are tested.
CG
02
Evaluation, placement, and administration of owner-controlled and contractor-controlled insurance programs on GMP and design-build projects.
OC
03
SDI structuring compared with surety bonds. When SubGuard delivers more value than performance bonds and when it does not.
SD
04
$10M to $100M+ towers structured across admitted and E&S markets, with quota-share and layered placement expertise.
ET
05
All-risk builder’s risk on ground-up, design-build, and renovation projects, including challenging perils like water damage and soft costs.
BR
06
Bid, performance, and payment bonds with aggregate programs that scale across projects. Treasury-listed and private markets.
SB
The Team
When you call UCI, you reach a senior advisor by name, not a routing queue. These are the people who will handle your engagement.
CRIS · MBA · Licensed P&C Agent
Senior advisor on large, complex contractor accounts with detailed insurance requirements built into their contracts. Manages a book exceeding $6M in premium.
CRIS · B.L.A.S., Arizona State
Commercial insurance specialist focused on construction and contractor risk. Works extensively with large, complex contractor accounts across multi-state operations.
Licensed P&C Broker · Construction Specialist
Property and Casualty Licensed · CRIS Certified
Verticals
Each vertical has its own loss profile, carrier appetite, and contract language. We staff the practice accordingly, for a wide range of contractor types across all 47 states, including:
01
GCs hold the master policy and carry the risk for work their subcontractors perform, not just their own crews. Coverage has to account for subs, completed work, and owner contract terms.
02
Solar and wind projects bring high equipment values and electrical work that many carriers are still cautious about. As a newer class, it needs coverage that keeps pace.
03
HVAC, plumbing, and electrical trades face fire from hot work and water damage from failed connections. Each one needs coverage matched to how the trade actually operates.
04
Roofing is one of the toughest classes to insure. Height, torch-down heat, and weather drive up claims, and many carriers cap limits low or decline the work.
05
Concrete, formwork, and structural steel carry heavy-equipment risk during the job and long-tail liability after. A frame that fails years later can still trace back to the contractor.
06
Water, fire, and mold work runs into pollution and mold claims that standard policies routinely exclude. This vertical needs environmental coverage written for the specific hazards involved.
07
Glazing, drywall, painting, flooring, and other niche trades each carry their own loss profile and carrier appetite. Coverage gets matched to the trade instead of forced into a generic policy.
No problem! We provide insurance solutions for contractors across the entire construction industry. Our team will craft coverage that addresses your precise industry requirements and operational exposures.
Coverage Area
Looking for Indiana contractors insurance near you? Our advisors serve firms throughout:
Indianapolis, Fort Wayne, Evansville, South Bend, Carmel, Bloomington, Lafayette, Gary, and surrounding areas
From city centers to rural townships, we help protect contractors and construction firms across the state.