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Contractors Insurance by Industry: For Well-Established Contractors Ready to Level Up
Insurance for Contractors Who Have Outgrown Small-Scale Coverage
Your company has moved beyond the start-up stage. Whether you built it from the ground up or expanded a family business, you now face projects and risks that require more than basic insurance.
UCI provides experienced advisors who work directly with established contractors to design coverage that fits both your operations and your growth.
How We Work With You
We take the time to understand your business and make sure every decision is simple and informed. Our consultative approach means you work with a knowledgeable team member who cares about your business success.
Advisors who explain risks and options clearly
Coverage designed for your business model and goals
Straightforward breakdown of costs and differences
Support from a team that knows your account
Assess. Prevent. Protect.
We don’t just issue policies. We engineer risk strategies. Our approach is grounded in a clear, three-step process designed specifically for general contractors managing large, complex operations.
Assess – Uncover Risks Before They Become Losses
Every engagement starts with a deep diagnosis. We analyze your projects, contracts, job site history, and operations to uncover exposures others overlook.
Outcome: A clear view of your risk profile and opportunities for cost savings.
- Comprehensive risk assessments
- Contract review and risk transfer analysis
- Experience mod audits and claim trend evaluations
- Regulatory compliance checks across states and unions
Prevent – Reduce Exposure and Strengthen Safety
With risks identified, we shift to prevention. UCI provides strategic guidance and hands-on tools to help you mitigate losses before they happen.
Outcome: Lower claim frequency, improved safety records, and a stronger bid position.
- Tailored loss prevention programs
- Safety training and jobsite protocols
- Predictive analytics to forecast and manage risk
- Underwriting guidance to improve coverage structures
Protect – Secure the Coverage You Need
Finally, we structure enterprise-grade coverage that’s built around your actual risks—not cookie-cutter policies.
Outcome: Confidence that your coverage aligns with project complexity, legal demands, and growth goals.
- High-limit General Liability and Umbrella protection
- OCIP/CCIP and wrap-up programs for unified control
- Builder’s Risk, Workers’ Comp, Auto, Tools & Equipment
- Claims advocacy and rapid response support when incidents occur
Coverage That Matches the Complexity of Your Projects
We tailor protection to address the specific exposures general contractors face on-site, in transit, and across your portfolio.
Key Coverage We Offer:
General Liability Insurance
High-limit protection for high-value projects
Builder’s Risk Insurance
Coverage for materials, equipment, and structures under construction
Commercial Auto Insurance
Fleet coverage for vehicles, trailers, and transport assets
Workers’ Compensation Insurance
Compliance-focused protection with experience mod optimization
Umbrella & Excess Liability
Additional coverage for catastrophic claims and contract thresholds
Tools & Equipment Insurance
On-site, in-transit, and storage protection
Property & Casualty Insurance
Coverage for offices, yards, and interruption scenarios
Construction Manager at Risk Insurance
For GMP contracts and design-build projects
Wrap-Up Insurance Programs
Unified coverage for large-scale, multi-contractor projects
Owner-Controlled Insurance Programs (OCIP)
Project-wide coverage centralized by the project owner
Contractor-Controlled Insurance Programs (CCIP)
Coverage initiated by the general contractor for all subcontractors
Why Leading General Contractors Choose UCI
Deep Construction Knowledge
Our team is built from construction insurance experts, risk engineers, and underwriters who understand the challenges of large-scale operations.
15+ years specializing in construction risk
Industry-specific endorsements and coverage structures
Risk and claims professionals with real project experience
Enterprise-Grade Service
You don’t just need service—you need strategic support. We provide:
Dedicated account managers with construction expertise
Fast turnaround for COIs and endorsements
Nationwide coordination for multi-state compliance
Direct access to claims advocates and risk advisors
A True Partnership, Not a Policy Vendor
UCI isn’t just a policy provider—we’re your construction risk strategy partner. We design insurance programs that evolve with your business and support your growth at every stage.
Long-term planning aligned with your growth goals
Ongoing optimization of your insurance structure
Collaborative support that evolves with your business
Trusted by America's Most Successful Contractors
Leading contractors choose UCI for our proven track record of delivering measurable results and strategic partnership excellence.
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/5
Highly Rated by our Clients
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
You're Building the Future. We're Here to Protect It.
You’ve built a business that’s anything but ordinary. You deserve a strategic insurance partner to match.
At UCI, we provide the coverage, insights, and support that general contractors need to stay competitive, compliant, and protected in a complex construction landscape.
Let’s build a safer, stronger future for your operations.