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Specialty Brokerage · Commercial Construction

Hands-On Insurance Solutions for General Contractors $1M+

Your business has grown beyond small jobs and simple coverage. It's time for an insurance partner who understands construction.

UCI works with established contractors to provide tailored coverage and personal guidance from advisors who know your industry.

WRITTEN PREMIUMS
$ 0 M+
LICENSED STATES
0
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CPCU · CRIS

Credentialed Advisors

Who We Serve

Support for Contractors Managing Complex Projects

We focus on insurance solutions for contractors who need more than an off-the-shelf policy. Our clients include those managing commercial, infrastructure, and large-scale residential projects that require dependable coverage and clear guidance.

Our role is to give you a clear view of your insurance needs and the guidance to make the right choices.

Commercial and infrastructure contractors with established operations

Residential builders and developers managing multi-home or subdivision projects

Builders managing multi-phase or long-duration projects

Contractors coordinating subcontractor and vendor teams

Companies working across multiple states with varying requirements

Our Approach

Assess. Prevent. Protect.

We don’t just issue policies. We engineer risk strategies. Our approach is grounded in a clear, three-step process designed specifically for general contractors managing large, complex operations.

Assess: Understand Your Risks

Advisors review your coverage and exposures, explaining gaps and costs in plain terms.

We help you control insurance costs, reduce liability, and keep projects on track.

From general liability to umbrella coverage, we insure established contractors.

Coverage Options

Coverage That Matches Your Project Demands

Your projects depend on precision and timing. Your insurance should, too.
UCI provides complete coverage for established contractors across all 50 states. 

01

Commercial General Liability

Per-project aggregates, completed operations, wrap carve-outs, and additional insured language that holds up when contracts are tested.

CG

02

OCIP & CCIP Programs

Evaluation, placement, and administration of owner-controlled and contractor-controlled insurance programs on GMP and design-build projects.

OC

03

Subcontractor Default Insurance

SDI structuring compared with surety bonds. When SubGuard delivers more value than performance bonds and when it does not.

SD

04

Excess & Umbrella Towers

$10M to $100M+ towers structured across admitted and E&S markets, with quota-share and layered placement expertise.

ET

05

Builder's Risk

All-risk builder’s risk on ground-up, design-build, and renovation projects, including challenging perils like water damage and soft costs.

BR

06

Surety Bonding

Bid, performance, and payment bonds with aggregate programs that scale across projects. Treasury-listed and private markets.

SB

The Team

Why Leading General Contractors Choose UCI

Our team is built from construction insurance experts who understand the challenges of large-scale operations. We work with contractors like you to advise you on coverage and pick the best policy for your needs.

Client Voice

What Leading General Contractors Say About UCI

*UCI is a division of Affordable Contractors Insurance (ACI)

Start the Conversation

You're Building the Future. We're Here to Protect It.

You’ve built a business that’s anything but ordinary. You deserve a strategic insurance partner to match.

At UCI, we provide the coverage, insights, and support that general contractors need to stay protected in a complex construction landscape.

Let’s build a stronger future for your company.