UCI helps contractors and project owners unify coverage under one coordinated plan. Our advisors help you find the best insurance for your specific needs.
Wrap-up insurance brings all project participants, including owners, general contractors, and subcontractors, under one policy. This streamlined structure reduces gaps, simplifies claims, and improves consistency across your job site.
Owner-Controlled Insurance Programs (OCIP)
Contractor-Controlled Insurance Programs (CCIP)
General liability and workers’ comp coverage for all tiers
Policy customization by project size and duration
Subcontractor enrollment and compliance support
Claims coordination from project start through close-out
This coverage is ideal for:
Project owners or developers overseeing large builds
General contractors managing multi-party projects
Joint ventures and design-build partnerships
Firms requiring consistent coverage for many subcontractors
Municipalities or organizations with strict liability standards
Our advisors walk you every step of the way.
UCI provides full wrap-up support that keeps projects compliant, organized, and efficiently insured.
With UCI, you gain a trusted partner who helps you manage every detail of your wrap-up program from preconstruction through completion.
Verticals
Each vertical has its own loss profile, carrier appetite, and contract language. We staff the practice accordingly, for a wide range of contractor types across all 47 states, including:
01
GCs hold the master policy and carry the risk for work their subcontractors perform, not just their own crews. Coverage has to account for subs, completed work, and owner contract terms.
02
Solar and wind projects bring high equipment values and electrical work that many carriers are still cautious about. As a newer class, it needs coverage that keeps pace.
03
HVAC, plumbing, and electrical trades face fire from hot work and water damage from failed connections. Each one needs coverage matched to how the trade actually operates.
04
Roofing is one of the toughest classes to insure. Height, torch-down heat, and weather drive up claims, and many carriers cap limits low or decline the work.
05
Concrete, formwork, and structural steel carry heavy-equipment risk during the job and long-tail liability after. A frame that fails years later can still trace back to the contractor.
06
Water, fire, and mold work runs into pollution and mold claims that standard policies routinely exclude. This vertical needs environmental coverage written for the specific hazards involved.
07
Glazing, drywall, painting, flooring, and other niche trades each carry their own loss profile and carrier appetite. Coverage gets matched to the trade instead of forced into a generic policy.
We cover contractors in every construction sector. Our experts will work with you to get the best policy for your specific industry and operational risks.
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
Whether you’re launching an OCIP or running your own CCIP, UCI helps you implement a wrap-up insurance program that keeps your projects fully protected.
