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Construction Manager at Risk Insurance for Contractors
Comprehensive Insurance Coverage for Every Stage of Your Build
Take control of every phase with confidence. UCI helps contractors leading CM at Risk projects secure insurance that protects design involvement, construction oversight, and contractual obligations under one coordinated program.
CM at Risk Insurance: What It Covers and Why It Matters
CM at Risk insurance protects construction managers acting as both consultant and builder. It combines professional and commercial liability coverage so your responsibilities are protected from design through delivery.
Coverage may include:
Professional liability for design-phase participation
General liability for construction and job-site operations
Contractual liability tied to guaranteed-maximum-price (GMP) agreements
Errors and omissions for preconstruction consulting
Owner and third-party claims related to delays or cost disputes
Workers’ comp and auto coverage for internal teams (if applicable)
With UCI, you get one streamlined program that supports your full project responsibilities.
CM at Risk Insurance for Seasoned Contractors
This coverage is ideal for:
Construction managers balancing advisory and builder roles
General contractors working under GMP or cost-plus contracts
Firms managing design, bidding, and buildout phases
Contractors participating in public or private partnerships
Teams overseeing project budgeting, scheduling, and delivery
Our advisors help you find the best policy for your unique needs.
Insurance Solutions That Support Every Role You Take On
UCI provides consultative insurance programs for contractors managing multiple responsibilities. We help coordinate your policies so you stay protected from preconstruction through project closeout.
Why leading contractors choose UCI
- Combined professional and commercial liability options
- Guidance on coverage alignment with GMP and contract terms
- Protection for design participation and consulting services
- Streamlined claims support for both contract and job-site issues
- Customized solutions for CM/GC hybrid roles
With UCI, you gain clear guidance and dependable insurance coverage that keeps your projects on track from planning to completion.
Construction Industries We Serve
We insure a wide range of contractor types across all 50 states, including:
General Contracting
Roofers
Builders
Solar
Concrete
Carpenters
Restoration
Excavation & Demolition
HVAC
Plumbers
Electricians
Other Trades
Don't See Your Specialty?
The construction world is diverse, and so are the risks. If your specialty isn’t listed, our team will still build a policy that reflects your exact operations and coverage needs.
National Reach, Local Expertise
We offer comprehensive contractor insurance coverage across all 50 states with a deep understanding of local regulations, union requirements, and regional construction practices.
Find Contractor Insurance by Region
What Other Contractors are Saying
We’ve helped professionals across the industry protect their businesses without the headaches of overpriced or confusing policies.
These guys were great, they got me exactly what I needed for my business and it only took a few minutes, and they were able to get me a great price that didn’t break the bank. I would recommend Unlimited Contractors Insurance to any construction company out there. They know the industry so they know exactly what you need.
We were impressed with the prompt, professional support in securing our business insurance. Our needs were clearly understood, and the process was smooth and efficient. Highly recommended for reliable insurance assistance.
I've had an outstanding experience with this insurance company! From the very beginning, my agent Joe was professional, knowledgeable, and genuinely helpful. They took the time to explain my options clearly and made sure I had the coverage that best suited my needs. Whenever I’ve had questions or needed support, they’ve been quick to respond and incredibly easy to work with. It’s refreshing to deal with a company that truly values its customers. I highly recommend them to anyone looking for reliable and personalized insurance service!
Ron Allred was great to work with! He was able to get me the best rate even after calling 3 other companies. Unlimited Contractors Insurance (UCI) was easy to work with and were able to get the exact policy I needed for my business. I recommend UCI to other Contractors looking for their insurance needs.
I was shopping around for a general liability policy for my roofing company when I was referred to Unlimited Contractors Insurance. I was very impressed with the way the agent explained the policy to me and how different types of policies work and the coverage restrictions some have. After having an excellent experience over the phone he sent the pricing and docusign. I was also impressed with their very competitive pricing, so I went ahead and got the policy. If you are a roofer specifically, I would highly recommend them.
After speaking with more than a dozen insurance companies I was directed to Ron who found a way to get me insured the same day. Ron helping me through my first commercial insurance purchase allowed me the ability to get my first job completed on time.
Shawn at Unlimited Contractors Insurance understood our insurance needs and quickly got us a quote for a policy that met our needs. It was a breath of fresh air to speak with someone so knowledgeable about our business. Thank you Unlimited Contractors Insurance!
Lead Your Projects With Confidence
When you manage every detail, you need coverage that keeps up. UCI helps you secure CM at Risk insurance that protects your projects from start to finish.